Dzsamila Vonnák co-authored research article published in Journal of International Economics
02/15/2021 | 12:27In progress: Volume 129, March 2021 - Journal of International Economics - the primary outlet for theoretical and empirical research in all areas of international economics.
In lands of foreign currency credit, bank lending channels run through?
Steven Ongenaa - Ibolya Schindele - Dzsamila Vonnák
Abstract
We study the impact of monetary policy on the supply of bank credit when bank lending is denominated in foreign currencies. Accessing a comprehensive supervisory dataset from Hungary, we find that the supply of bank credit in a foreign currency is less sensitive to changes in domestic monetary conditions than the equivalent supply in the domestic currency. Changes in foreign monetary conditions similarly affect bank lending more in the foreign than in the domestic currency. Hence when banks lend in multiple currencies the domestic bank lending channel is weakened and international bank lending channels become operational.
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